Pensions and retirement

Pension advice

The government website, GOV.UK, can provide you with advice and support on your pension and what happens next -

Pension Credit

Pension Credit is an income related benefit made up of 2 parts, Guarantee Credit and Savings Credit. It is worth up to £3900 per year.

It also unlocks additional support, including -

  • winter fuel payments
  • help with Council tax
  • NHS dental care

and for over 75's a free TV licence.

It is possible to apply for Pension Credit and have your claim backdated by up to 3 months, as long as there is entitlement during that time.

GOV.UK can provide you with information and advice on Pension Credit.

State Pension Benefit

Some of the rules about your benefits depend on your age. In many cases, the rules change when you get to State Pension age.

Citizens Advice can provide you with independent information and advice on benefits for older people.

Alternatively, GOV.UK can also provide you with information about your State Pension.

Pension Wise

Pension Wise is a new government service set up to help people understand the pension options available to them.

Citizens Advice can provide you with independent information and advice on Pension Wise.